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Friday, 13 August 2010 05:44

Annual Travel Insurance

Travel Insurance With A Heart Condition

If, like me, you have been affected by a heart condition you may have struggled to find a competitive quote for travel insurance or not know where to start. HeartWeb, the UKs online heart support group, have joined forces with The Insurance Surgery to provide the specalist cover you require.

If you suffer from Heart Problems, or any other illness, obtaining suitable travel insurance is an absolute must.

When you book a holiday it is not unusual for the travel insurance to be bought at the same time or even included within the holiday price. MAKE SURE YOU KNOW WHAT YOU ARE BUYING!

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In many instances pre-existing medical conditions are excluded from the travel insurance policy, it is therefore vital that you disclose your illness and any other conditions to the insurance company involved.

What happens when I disclose my medical condition?   

There are various scenarios that may occur including:

  • The insurance company may offer full cover at no extra cost.
  • They may offer full cover with an additional cost.
  • They may offer full cover with an additional excess.
  • They may exclude the pre-existing condition.

What can happen if my condition isn’t declared or covered?

If you become ill while on holiday the insurance company can legitimately refuse to meet any of your medical or other expenses. If you have required a hospital stay these expenses could quite easily run into £1000’s.

How can The-insurance-surgery.co.uk help?

The-insurance-surgery.co.uk has selected a panel of travel insurers who offer cover to clients with pre-existing conditions at highly competitive prices.

We would suggest clicking on the button below to see which companies The-insurance-surgery.co.uk recommend for your personal circumstances. You can then obtain quotes either by phone or online.

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Heartweb receives a donation from each policy sold by the-insurance-surgery.co.uk to help us continue our support of anyone affected by Heart Problems.

www.the-insurance-surgery.co.uk is a trading name of The Money Surgery Ltd. Neither HeartWeb or The Money surgery Ltd are certified to give guidance or advice under the Financial Services and Markets Act 2000. When you complete an online quotation form your details are passed directly on to one of The Money Surgery’s commercial partners who are regulated by the Financial Services Authority. HeartWeb provides this service for information only and this should not be taken as a recommendation.

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