Life Insurance With A Heart Condition |
If, like me, you have been affected by a heart condition you may have struggled to find a competitive quote for life insurance or not know where to start. HeartWeb, the UKs national online heart support group, have joined forces with The Insurance Surgery to provide the specalist cover you require.
Unfortunately if you have a Heart Problem and are applying for life insurance you will possibly have your premium increased or even possibly have your application declined.
Different insurance companies look at Heart Disease in different ways. Some insurers will apply high premium increases to all Heart Disease sufferers while others take a more sympathetic view. So how do you know which ones to apply to?
By using the services of the-insurance-surgery.co.uk you will increase your chances of obtaining competitive cover. The-insurance-surgery.co.uk have since 1999 specialised in obtaining life insurance for clients with Heart Problems and other illnesses.
The-insurance-surgery.co.uk is a completely independent company that has sourced specialist partners who have researched the whole marketplace to find out which insurance companies offer the most competitive cover for clients with Heart Problems. Using their years of experience and contacts with senior medical underwriters they will be able to advise whether they think obtaining cover will be possible and how much the cover is likely to cost.
Once you apply to the-insurance-surgery.co.uk you will receive through their specialist partners the following benefits:-
- Independent –They are NOT limited to a panel of Insurers.
- Extensive knowledge of Medical Underwriting.
- Personal Service - You have one Customer Service Executive assigned to your case.
- Single application form – you only ever need to complete one application form
- They will keep you fully informed throughout the process.
- They have access to specialist companies and techniques that may offer cover when the main insurers cannot.
Case Studies
Paul, who suffers from Heart Disease, approached The-insurance-surgery.co.uk as he had been declined cover by Legal & General and received a quotation from Norwich Union that was too expensive. The-insurance-surgery.co.uk obtained £50,000 of cover at a cost that Paul could afford.
Miss Brown, who has Relapsing Remitting MS, had been declined by Norwich Union when she approached The-insurance-surgery.co.uk for £100,000 of cover. The-insurance-surgery.co.uk secured her insurance for a premium of £35pm.
Terry, approached The-insurance-surgery.co.uk as he had been declined life insurance by all the insurance companies he had approached. The-insurance-surgery.co.uk obtained him nearly £140,000 of cover for the premium of £26.29 pm.
To apply for life insurance please click the button below.
Heartweb receives a donation from each policy sold by the-insurance-surgery.co.uk to help us continue our support of anyone affected by Heart Problems.
www.the-insurance-surgery.co.uk is a trading name of The Money Surgery Ltd. Neither HeartWeb or The Money surgery Ltd are certified to give guidance or advice under the Financial Services and Markets Act 2000. When you complete an online quotation form your details are passed directly on to one of The Money Surgery’s commercial partners who are regulated by the Financial Services Authority. HeartWeb provides this service for information only and this should not be taken as a recommendation.